How to Select a Builder
Should I build a new home or buy a resale?
Tips for Selling your Present Home
What are the Building Codes
Selecting a Builder - By Judy Kincaid
Once you make the decision to build or purchase a new home, you must then
select your builder. Equally important, you need to have some idea of the
style of home you want, area or areas you want to live, and it goes without
saying, a preliminary budget. Once you have made these decisions, you are
ready to begin the selection process of contracting for your new home. This
is an exciting time and emotions can run high, but do remember, buying a home
is one of the most important investments of a lifetime and needs to be treated
with utmost respect.
Starting Your Search
Begin by looking in the real estate section of your newspaper. Large production
builders have model homes for you to walk through, as do many medium and small
builders. Model homes help to select a floor plan and to visualize how space
is used. They also are useful in determining what your budget will buy. Real
estate companies and your local Home Builders Association are great resources.
The Internet is fast becoming the way to do home buying research. Many sites
feature floor plans, options and area information allowing you the luxury
of picking and choosing many items from your computer. This new way of shopping
also saves time by eliminating areas that are not suitable for your lifestyle.
You will find website addresses on most builder and REALTOR ads. Friends,
relatives, and co-workers who have recently purchased new homes are also great
resources.
Making the Right Choice
Once you have your list of potential builders, check their reputations and
the quality of their work. Record your impressions in a notebook, as this
is helpful when making comparisons. Visit communities where builders have
recently built. Look at homes that are the style you have interest in. Talk
to people who have built with the builder you are considering and ask questions.
Did the builder do what he promised and did he finish in a timely manner according
to his deadlines? Would they build with the same builder again?
Shop for Quality and Value
When visiting builder models or homes recently built by the builder of choice,
check for quality. Cabinetry, carpeting, drywall, trim work and paint are
good indicators. If you are not comfortable checking these items, take someone
along who has construction knowledge. Value is equally important. Just because
a home is less expensive doesn't make it a better value. A home is primarily
a place to live, but it is always an important investment. Consider appreciation
values. Be concerned with the value you are getting for your money regarding
Warranties and Service
After the sale, an important criteria is the type of warranty provided on
the home. Ask to see a copy and read it carefully. Don't be afraid to ask
questions. Most builders offer a written warranty. Warranties on new homes
are usually for one year. Many items in the home will be covered under manufacturer's
warranties.
Inspection and Closing
A walk-through of your new home should take place prior to closing. At this
time, a checklist of items needing repair and missing items are listed. Most
builders have a time limit as to when these items are to be completed. Additional
follow-up times are stated in the purchase contract. Customary is 30 to 60
days after move-in, with a final walk-through eleven months after closing.
Emergencies are handled on an as-needed basis with your builder providing
telephone numbers at the time of closing.
Be Thorough
Ask questions...Be specific...Understand your contract... Building
or purchasing a new home is a wonderful thing. Do your homework so you will
have the confidence and knowledge to not only make the right decision, but
to enjoy the experience.
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Building a "New" Home vs. Buying a Resale
Much has been said about purchasing or building a "New" home versus
purchasing a resale. It is a decision each family must make but buying "New"
does have its advantages, and the building process, no matter what you may
have heard, can be a fun time.
New homes today offer far more then they did just a few years ago. Builders
and developers work very hard to provide buyers with value, style, design
and community. Floorplans are creative with kitchen and baths leading the
way with more space and amenities. Locations are selected with care and for
their potential value. And with building materials increasing at an average
of 5% a year, your "New" home may increase in value before you even
move in.
"New" homes can be personalized. Imagine your home and what is
important to your family...large and lovely windows, a brick fireplace,
built-in desk and bookshelves, beautiful faucets, and an energy efficient
furnace...the decisions are yours to make.
The community you select depicts your lifestyle. Young childrenÉswim
club, bike trails, and a tot lot. Tennis, golf and other family sports are
an important part of many Greater Cincinnati/Northern Kentucky communities.
Enjoy your home and enjoy your neighborhood.
The "New" floorplan has many possibilities. A hearth room for
cozy evenings, the home office or computer area, the gourmet kitchen for entertaining
family and friends, the master suite your special retreat, or a sun room or
screened-in-porch for enjoying year round sunsets.
Exterior design reflects personal style...the Brick Traditional, English
Tudor or Wood Contemporary...all beautiful yet so very different. Landscaping
and gardening have become important not only in how the home looks but on
family lifestyle...your choice simple or elegant.
The neighborhood "feel" is so important. Curving streets, distinctive
entranceways, large yards, placement of the home, and architectural diversity
all contribute to making an attractive community. Trees, plantings, and walking
paths make for a great looking neighborhood and a great place to live.
The choices are yours to make when building or purchasing a "New"
Home.
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Selling Your Present Home
You have signed the contract to build your new home and six months (or whatever
time your builder has agreed to) may seem a long way off - but it is
time to think about selling your home.
As important as it has been to think through the many details of purchasing
your "New" home, just as much thought needs to go into selling the
home where you presently live.
Curb appeal is crucial to selling any home. It is very important that the
outside of your home project a welcoming air to invite in buyers and Real
estate professionals. Walkways and porches need to be clean, in-season flowers
project a warm welcome and it goes without saying that the grass needs to
be cut. Once inside, a bright, clean interior becomes the major selling point.
Windows - need to be clean, cracked windowpanes replaced, screens removed
to let the light spill in, wash or dry-clean curtains, remove damaged or stained
blinds, paint window trim and be sure window sills are uncluttered.
Walls - need to be in neutral tones, remove busy or outdated wallpaper
and always remember light walls make a room look larger. Display framed artwork,
decorative plates or sconces. Hang mirrors in small rooms to make spaces appear
larger. Make sure all doors, switch plates and mirrors are clean. For visual
interest, add a wallpaper border. Attractive borders are an inexpensive way
to spruce up a room.
Floors - If you can't strip or refinish your wood floors, at least
have them buffed and treated with a single layer of polyurethane. Clean carpets
and repair rips. Scatter rugs are popular and can be used effectively to brighten
small spaces. Make sure they are backed with non-slip pads. Replace worn sheet
goods or linoleum and repair chipped tiles. Make sure grout around tile is
clean.
Just doing these few things will make a great difference in how your house
is perceived by future buyers and hopefully will make for a quick sale.
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What are the Building Codes?
Building Codes have been developed by well intentioned people who are actively
involved in the construction industry. The purpose as stated in the CABO One
and Two Family Dwelling Code, "is to provide minimum standards for the
protection of life, limb, property, environment, and for the safety and welfare
of the consumer, general public and the owners and occupants of residential
buildings regulated by this code." However it is important to remember
that building codes are adopted, modified and enforced by local politicians
and government officials.
An important fact about building codes is that they "are not intended
to limit the appropriate use of materials, appliances, equipment or methods
of design or construction not specifically prescribed by the code, provided
the building official determines that the proposed alternate materials, appliances,
equipment or methods of design or construction are at least equivalent of
that prescribed code..." In other words you might be able to use alternate
construction methods or materials, provided you can prove - to the satisfaction
of the building official - that your way is as good or better then what
the code book describes.
In order to learn which codes are being used and how they will affect you
and your construction project, contact your local building inspection department,
office of planning and zoning and/or department of permits. You may want to
start by calling the most local government body that has jurisdiction. Local
boards, councils, and assemblies frequently exclude portions of "standard"
codes and/or adopt requirements that are not specifically prescribed in "code
books". Depending upon other specifics about your project, including
but not limited to whether or not you have a well, septic, system, sensitive
environmental conditions, or public use areas, you may also be subject to
state and/or federal requirements.
Building codes are constantly changing and they can vary by state, county,
city, town, and/or borough. Be sure to thoroughly research the codes in your
area before you build.
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